| Rates Effective January 1, 2012 |
|
 |
| Loan Type |
APR* |
Loan
Term |
Maximum
Loan Amount |
|
 |
| Share Secured |
3.00% Over Share Rate |
12 Months |
None |
|
 |
| Certificate Secured |
3.00% Over Certificate Rate |
Certificate Maturity |
None |
|
 |
| Unsecured Closed End |
As Low As 9.50% |
12 Months |
$10,000.00 |
| As Low As 10.50% |
24 Months |
$10,000.00 |
| As Low As 11.50% |
36 Months |
$10,000.00 |
| As Low As 12.50% |
48 Months |
$10,000.00 |
|
 |
| Revolving Line of Credit |
13.50% |
None |
$10,000.00 |
|
 |
2008 - 2010 New & Used Car/Truck/Motorcycle
Min Loan $18,000.00 For
72 Month Term
Min Loan $25,000.00 For
84 Month Term |
2.85% - 14.85% |
Up To 24 Months |
100% Retail + Taxes |
| 3.35% - 15.35% |
25 - 36 Months |
100% Retail + Taxes |
| 3.85% - 15.85% |
37 - 48 Months |
100% Retail + Taxes |
| 4.85% - 16.85% |
49 - 60 Months |
100% Retail + Taxes |
| 5.35% - 17.35% |
61 - 72 Months |
100% Retail + Taxes |
| 5.85% - 17.85% |
73 - 84 Months |
100% Retail + Taxes |
|
 |
2006 - 2007 New & Used Car/Truck/Motorcycle
Min Loan $18,000.00 For
72 Month Term |
3.35% - 15.35% |
Up To 24 Months |
100% Retail + Taxes |
| 3.85% - 15.85% |
25 - 36 Months |
100% Retail + Taxes |
| 4.35% - 16.35% |
37 - 48 Months |
100% Retail + Taxes |
| 4.85% - 16.85% |
49 - 60 Months |
100% Retail + Taxes |
| 5.35% - 17.35% |
61 - 72 Months |
100% Retail + Taxes |
|
 |
| 2001 - 2005 New & Used Car/Truck/Motorcycle |
3.35% - 15.35% |
Up To 24 Months |
100% Retail + Taxes |
| 3.85% - 16.85% |
25 - 36 Months |
100% Retail + Taxes |
| 4.35% - 17.35% |
37 - 48 Months |
100% Retail + Taxes |
|
 |
| 2000 & Older |
3.35% - 17.35% |
Up To 24 Months |
100% Retail + Taxes |
|
 |
Recreational
Vehicles
New & Used |
As Low As 6.00% |
Up To 60 Months |
100% Retail + Taxes |
| As Low As 6.50% |
Up To 84 Months |
100% Retail + Taxes |
| As Low As 7.00% |
Up To 120 Months |
100% Retail + Taxes |
|
 |
Untitled
Collateral
(Jet Skis, ATV’s, Off
Road Cycles) |
As Low As 9.00% |
Up To 36 Months |
100% Retail + Taxes |
| As Low As 10.00% |
Up To 48 Months |
100% Retail + Taxes |
|
 |
Home
Equity
(2nd Mortgages)
$100.00 Fee |
As Low As 5.75% |
Up To 60 Months |
80% Of Tax Assessment Or 80% Of Appraised Value |
| As Low As 6.25% |
Up To 84 Months |
| As Low As 6.75% |
Up To 120 Months |
|
 |
HELOC
(Home Equity Line)
$100.00 Fee |
5.25%-5.75% |
Maturity Term 10 Yrs |
90% Of Tax Assessment Or 80% Of Appraised Value |
|
 |