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Loan rates quoted are ANNUAL PERCENTAGE RATES (APR*)
Loans subject to credit approval. Rates are subject to change without notice.
Your rate is determined by the collateral, the term of the loan, and your credit history

ALL APPLICATIONS SUBMITTED TO THE CREDIT UNION FOR NON-MEMBERS
REQUIRE A $25.00 APPLICATIONS FEE. THIS FEE WILL BE REFUNDED IF THE LOAN IS APPROVED
AND A MEMBERSHIP SHARE ACCOUNT IS OPENED AT THE CREDIT UNION
Loan Rates
Rates Effective December 16, 2009
Loan Type APR* Loan Term Maximum Loan Amount
Share Secured 3.00% Over Share Rate 12 Months None
Certificate Secured 3.00% Over Certificate Rate Certificate Maturity None
Unsecured Closed End As Low As   9.50% 12 Months $10,000.00
As Low As 10.50% 24 Months $10,000.00
As Low As 11.50% 36 Months $10,000.00
As Low As 12.50% 48 Months $10,000.00
Revolving Line of Credit 13.50% None $10,000.00
2007 - 2009 New & Used  Car/Truck/Motorcycle
Min Loan $18,000.00 For
72 Month Term
Min Loan $25,000.00 For
84 Month Term		 3.35% - 13.35% Up To 24 Months 100% Retail + Taxes
3.85% - 13.85% 25 - 36 Months 100% Retail + Taxes
4.35% - 14.35% 37 - 48 Months 100% Retail + Taxes
4.85% - 14.85% 49 - 60 Months 100% Retail + Taxes
5.35% - 15.35% 61 - 72 Months 100% Retail + Taxes
5.85% - 15.85% 73 - 84 Months 100% Retail + Taxes
2005 - 2006 New & Used  Car/Truck/Motorcycle
Min Loan $18,000.00 For
72 Month Term		 3.35% - 13.35% Up To 24 Months 100% Retail + Taxes
3.85% - 13.85% 25 - 36 Months 100% Retail + Taxes
4.35% - 14.35% 37 - 48 Months 100% Retail + Taxes
4.85% - 14.85% 49 - 60 Months 100% Retail + Taxes
5.35% - 15.35% 61 - 72 Months 100% Retail + Taxes
2000 - 2004 New & Used  Car/Truck/Motorcycle 3.35% - 13.35% Up To 24 Months 100% Retail + Taxes
3.85% - 13.85% 25 - 36 Months 100% Retail + Taxes
4.35% - 14.35% 37 - 48 Months 100% Retail + Taxes
1999 & Older 3.35% - 13.35% Up To 24 Months 100% Retail + Taxes
Recreational Vehicles
New & Used		 As Low As 6.00% Up To 60 Months 100% Retail + Taxes
As Low As 6.50% Up To 84 Months 100% Retail + Taxes
As Low As 7.00% Up To 120 Months 100% Retail + Taxes
Untitled Collateral
(Jet Skis, ATV’s, Off Road Cycles)		 As Low As 9.00% Up To 36 Months 100% Retail + Taxes
As Low As 10.00% Up To 48 Months 100% Retail + Taxes
Home Equity
(2nd Mortgages)
$100.00 Fee		 As Low As 5.75% Up To 60 Months 90% Of Tax Assessment Or 80% Of Appraised Value
As Low As 6.25% Up To 84 Months
As Low As 6.75% Up To 120 Months
HELOC
(Home Equity Line)
$100.00 Fee		 3.75%-4.25% Maturity Term 10 Yrs 90% Of Tax Assessment Or 80% Of Appraised Value
 
 
746 N. Cleveland Ave., Loveland, CO 80537  •  Phone: (970) 669-4747  •  Fax: (970) 669-6888  •  Lost/Stolen Visa Debit Card: 1-800-754-4128
 
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